Investment Plans
Gold Saving &
Jewellery Purchase Plans
Structured monthly saving schemes designed for confident jewellery purchase at the right time.
10 Months DurationMinimum ₹1,000 Monthly
Swarna Samruddhi
Triple Benefit Gold Accumulation Plan
Each monthly installment is converted into 24K gold (grams) at the prevailing rate on the last day of the month. Gold is accumulated progressively over the scheme tenure.
- • Monthly gold price averaging
- • Up to 25% making charge discount at maturity
- • Transparent 24K gold accumulation
Early discontinuation results in refund without benefits.
Bright Fortune
Making Charge Benefit Savings Plan
Monthly money deposit scheme with making charge discounts at redemption. No gold accumulation during tenure.
- • 2 % Discount on 24K
- • 5.5 % Discount on 22K gold & diamond jewellery
- • 10 % Discount on Diamond
No gold price locking in this scheme.
Gold Prices
In the Past 26 years
Per 10 Gram
Gold
Swarn Samruddhi Monthly Savings Chart
| Month | Suppose 24K Gold Price (₹/g) | Monthly Installment (₹) | Gold Saved (grams) | Unit |
|---|---|---|---|---|
| 1 | ₹ 16,060 | 0.623 | gram | |
| 2 | ₹ 16,150 | 0.619 | gram | |
| 3 | ₹ 16,280 | 0.614 | gram | |
| 4 | ₹ 16,420 | 0.609 | gram | |
| 5 | ₹ 16,510 | 0.606 | gram | |
| 6 | ₹ 16,600 | 0.602 | gram | |
| 7 | ₹ 16,750 | 0.597 | gram | |
| 8 | ₹ 16,900 | 0.592 | gram | |
| 9 | ₹ 17,100 | 0.585 | gram | |
| 10 | ₹ 17,350 | 0.576 | gram | |
| Total Gold Saved | 6.023 | gram | ||
Note :- The above example is for illustrative purpose only
* Cash amounts will not be refunded in the middle of the plan or at the end of the plan
| Discount | Upto 25% discount on making charges on purchase equal to the total value of the gold deposited | Flat 6% OFF on MRP — Diamond, Gold & Silver Jewellery |
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